New Jersey Independent Insurance Agency
Protect Today. Prepare for Tomorrow.
Proactive insurance guidance for family-owned businesses and families with more to protect.
or call (908) 654-1999
Years in Business
%
Retention Rate
Professionals Served
Coverage Review
Protecting What Your Family Has Worked So Hard to Build
Maybe your premiums increased and no one explained why. Maybe your broker is harder to reach than they used to be. Maybe your business has expanded, your assets have changed, or a recent claim, audit, or renewal left you wondering whether your current coverage is still enough.
For families, business owners, and high-net-worth individuals, insurance is not just a policy. It is part of protecting the life, work, and responsibilities that have grown around you.
That is why the advisor relationship matters. The right guidance helps make sure your coverage keeps pace with what you have built.
Many people only discover gaps in their coverage after a claim, audit, or major life change brings them to light.
Guidance for Families and Business Owners With More to Protect
The right insurance should support your life, your business, and your long-term goals. We help you understand where you are protected, where you may be exposed, and what coverage makes sense for the next stage.
01
Business Coverage
Protect your company, employees, property, vehicles, operations, and future growth with commercial insurance guidance built around your actual risks.
02
Personal Coverage
Protect your home, vehicles, valuables, and family with coverage that reflects how you live today and what has changed over time.
03
High-Net-Worth Coverage
Get a more thoughtful review of complex personal insurance needs, from higher-value homes and valuables to broader liability protection.
Coverage Review
We Help You See What Others Miss
We take the time to understand what you need to protect, review what you already have, and explain your options clearly so you can make informed decisions with confidence.
More Coverage
Sometimes the right answer is strengthening protection where your exposure has grown.
Different Coverage
Sometimes your current policies need to be adjusted so they better match your family, assets, or business.
Clearer Understanding
Sometimes the most valuable step is knowing what you already have, what it means, and where the risks are.
Our job is to help you protect what matters most with clarity, care, and long-term support.
Stephanie Branna, President
About Us
Built Around Family. Trusted Across Generations.
The Branna Agency began in 1966 in the basement of our family home.
Our founder, August Branna, built the business by knocking on doors, sitting at kitchen tables, and helping families protect their homes, cars, lives, and businesses. My mother, Penne, helped build the agency alongside him, keeping the business moving while raising our family.
This agency was never just an office. It was part of our home, our family, and our way of life.
Our clients were never numbers. They were relationships, often spanning generations. That is still who we are today.
Today, we carry that legacy forward with the same belief that shaped the business from the beginning: we have a duty to do what is right for our clients.
Learn more about our company story
Our Work Doesn’t End When the Policy Is Written
Insurance should not be something you only think about when there is a problem. We stay involved so your coverage can keep up with changes in your business, family, assets, and responsibilities.
We Start With What You Need to Protect
We take the time to understand your business, family, assets, concerns, and goals before making recommendations.
We Review Your Current Coverage
We look for gaps, overlaps, outdated limits, and areas that may need attention.
We Explain Your Options Clearly
We help you understand what you are buying, why it matters, and how different choices may affect your protection.
We Help You Prepare for What’s Ahead
Before renewals, audits, carrier requests, or major changes, we help you understand what is happening and what needs to be addressed.
We Step In When Something Goes Wrong
If a claim, issue, or question comes up, you are not left to figure it out alone. We help you navigate the process and stay with you through it.
Why Clients Stay With The Branna Agency
- Long-term relationships are the measure of our work.
- Clients stay with us because they know we take ownership, communicate clearly, and protect what they have built as if it were our own.
- We explain what others miss and look ahead before small issues become expensive problems. And when something goes wrong, we are there to help clients move through it with clarity and support.
- With a 92% client retention rate, our relationships speak for themselves.
- We believe trust matters more than transactions. That is how this agency was built, and that is how we still serve today.
Years in Business
%
Retention Rate
Professionals Served
Testimonials
Stephanie Branna was absolutely fantastic to work with - she helped me find the best insurance options for my home and autos. She explains everything so clearly, and is just a pleasure to talk with as she is so knowledgeable on all aspects of insurance purchasing that I didn't even think to ask, but she helped. Stephanie is a top notch insurance agent, and once you work with her, you will never want to work with anyone else!
Tom P
We found Stephanie when our current homeowners insurance policy was creating a complete headache for us as we were in the middle of selling our house. Stephanie was super responsive and knowledgeable and always took the time to ensure we understood what was happening. It truly felt like we had an agent on our side, not on the side of the insurance companies.
Tracy Parness
I was referred to Stephanie when needing a builders risk policy to close on our construction loan. Stephanie was incredibly responsive (even when she was on vacation), professional, and provided great value. Stephanie offered the best product at an affordable price when others could not. Do not go anywhere else. Go with the Branna Agency for the best customer experience.
Michael Levin
Stephanie and her team have helped tremendously numerous times over the last few years. She offers thoughtful and creative solutions to problems and issues, and she's extremely personable and responsive. We've referred her to family and friends, who all have the same positive sentiments! We could not ask for a better representative to look out for us!
Ilene Robinson
When it comes to customer service, Stephanie and her team are lightning fast and very knowledgeable about various insurance options. Our insurance parameters have changed from one year to year, so it really helps to have The Branna Agency who offers the best coverage and pricing options to meet our changing needs. You can't go wrong with them!
Ann Cusack
Stephanie at The Branna Agency knows everything about insurance and making sure you have the right coverage. She sits down with me each year to review my plan, make sure I understand what’s covered and review my needs as they change. She cares about her clients and always has their best interest in mind.
Tami Eagle
Stephanie took a comprehensive approach to evaluating my business and the type of insurance I would need. She patiently explained the different options and the pros and cons of each so that I could make a thoughtful decision on something I really know nothing about. She made it easy for me. The rates she provided were also very competitive. I would highly recommend her!
Elizabeth Miller
Let's Sanity Check Your Coverage
If your business is growing, your family needs have changed, or your current broker is not giving you the guidance you need, it may be time for a better conversation.
Let’s review where you are, what has changed, and whether your current coverage still protects what matters most.
or call (908) 654-1999